Opportunity to change my gear ratio - GT186 thoughts?

OK, setup is TSR Evo, GT186 triple port, 30mm PHBH on a Series 2, pilot is 16.5 stone, never any pillions.
Gearing is LI150 box, 16 tooth front and 46 tooth rear sprockets giving final drive ratio of 4.89 according to scooterhelp
So, on the way home this happened!

Details here viewtopic.php?f=10&t=6375
Anyway, I have the opportunity now to change my final gear ratio as I keep having to drop to 3rd more often than I like when riding with others (usually about the 55mph mark) so am wondering about changing from 16/46 (final drive 4.89) to either 16/47 (final drive 4.99) or even 15/46 (final drive 5.21) but wonder if the latter on my setup would be too much strain on the top end?
Any opinions welcome as well as other gt186 owner setups and drives too?
Gearing is LI150 box, 16 tooth front and 46 tooth rear sprockets giving final drive ratio of 4.89 according to scooterhelp
So, on the way home this happened!

Details here viewtopic.php?f=10&t=6375
Anyway, I have the opportunity now to change my final gear ratio as I keep having to drop to 3rd more often than I like when riding with others (usually about the 55mph mark) so am wondering about changing from 16/46 (final drive 4.89) to either 16/47 (final drive 4.99) or even 15/46 (final drive 5.21) but wonder if the latter on my setup would be too much strain on the top end?
Any opinions welcome as well as other gt186 owner setups and drives too?